A technical audit of your coverage architecture — because blanket AI exclusions, training-data IP gaps, and silent cyber are already written into your current policies.
> Manuscripted endorsements. Affirmative grants. Surplus capacity when the admitted market says no.
Initialize Technical ReviewTechnical Advisories
Three examples of what we look for when auditing an AI program. Any one of them can void an E&O tower that was written before AI existed — and our checklist runs longer than three.
Most Cyber and E&O policies now contain broad ‘Artificial Intelligence’ exclusions that deny coverage for any claim involving AI-generated output. If your product uses LLMs, computer vision, or recommendation engines, your entire E&O program may be void. We audit every policy for AI carve-outs and negotiate their removal or replacement with affirmative coverage grants.
Copyright holders are filing claims against AI companies for content used in training data. Standard IP exclusions in your GL and E&O policies were never designed for this — they will deny coverage for exactly the lawsuits that are coming. We place endorsements that specifically address training-data liability and algorithmic-output IP claims.
If your model makes decisions about people — hiring, lending, pricing, content moderation — you face regulatory action under emerging AI governance frameworks. EPLI and D&O policies were not written for algorithmic discrimination claims. We build coverage that addresses both the regulatory defense costs and the resulting liability.
Coverage Stack
Commodity operations run on the admitted market. Frontier risks get manuscripted. Both are engineered together so your stack has no gaps.
Seamless. High-speed. Compliance-first.
Bundled General Liability and Property for compute clusters and office space.
“Instant compliance for lease and vendor requirements.”
Statutory protection for your engineering and research teams.
“Statutory excellence with zero administrative debt.”
Wrongful termination, harassment, and discrimination defense.
“Safeguarding your culture as you scale from Seed to Series D.”
Manuscripted. Affirmative. Technical.
Coverage manuscripted for model hallucinations, biased outputs, and performance failures.
“Protecting the core logic of your product where standard Tech E&O fails.”
Specialty surplus rider for copyright disputes arising from model ingestion.
“Defense and indemnity for the frontier of IP law.”
Board-level protection against SEC scrutiny and LP disputes over AI capability claims.
“Fiduciary security for the algorithmic age.”
Affirmative cyber grants that explicitly cover AI-driven breaches and automated social engineering.
“Engineering the perimeter against the next generation of digital threats.”
Every Strategic Layer placement ships with manuscripted endorsements — custom policy language drafted to your product architecture, your regulatory exposure, and your MSA commitments. The admitted market sells templates. We ship specifications.
Initialize Technical Review
Four fields. Optional policy upload. A specialist returns a coverage specification — not a sales call — within one business day.