A technical audit of your coverage architecture — because ‘Hold Harmless’ clauses, claims-made retroactive dates, and 1099 subcontractor exposures are already shaping which contracts you can safely sign.
> Manuscripted E&O. Retroactive continuity. Big-Four-ready MSAs. Surplus capacity for the reputation-first firm.
Initialize Technical ReviewTechnical Audit Points
Three examples of what we look for when auditing a professional-services program. Any one of them can turn a signed MSA into uninsurable debt — and our checklist runs longer than three.
We audit your E&O policy against the ‘Hold Harmless’ and ‘Indemnification’ clauses in your standard client contracts. We identify where you’ve over-promised on liability and engineer endorsements to bridge the gap.
Signing enterprise-level MSAs without assuming uninsurable debt.
Most Professional Liability is ‘Claims-Made.’ We perform a technical review of your Retroactive Dates to catch the coverage gaps that appear between past firm structures and your current policy.
Closing the historical seams between your past work and your current coverage.
If you use outside specialists or contractors, your firm can be held ‘Vicariously Liable’ for their errors. We audit your policy definitions to catch the narrow ‘Insured’ language that leaves your subcontractors — and therefore your firm — uncovered.
Scaling your delivery team without scaling your risk exposure.
Coverage Stack
Admitted coverage keeps the office running. Surplus and manuscripted lines architect the protection for the contracts and creative work your admitted carriers weren't written for.
Operational Stability and Workforce Protection.
Bundled General Liability and Property for your workspace and high-end equipment.
“Standardized protection for your physical headquarters.”
Essential statutory protection for your team, with streamlined auditing for remote or hybrid consultants.
“Frictionless compliance for the modern workforce.”
Critical defense against claims of wrongful termination or harassment — vital for maintaining a professional reputation.
“Protecting your firm’s culture and legacy.”
Bespoke Professional Risk Architecture.
Manuscripted coverage for advice, services, or technical work that fails to meet client expectations.
“Architecting the shield for your intellectual property and expertise.”
Affirmative coverage for client data breaches, unintentional copyright infringement in your deliverables, and the public-relations / crisis-response costs that follow.
“Securing the data-driven relationships that power your firm.”
Board-level protection for partners and directors, specifically designed for private firms and professional partnerships.
“Fiduciary security for the firm’s leadership.”
Coverage for employee dishonesty or third-party theft, often required by high-value enterprise clients.
“Adding a layer of trust to every engagement.”
We build bespoke E&O programs that protect your reputation and are engineered for the contractual requirements of Big Four and Fortune 500 procurement — so an MSA signature never quietly outruns what the policy will actually answer for.
Initialize Technical Review
A specialist reviews your current program and responds with a coverage specification — not a sales call — within one business day.